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Speak with a mortgage expert now!

Connect with Us for Personalized Mortgage Solutions.

Whether you have questions about home loan options, need assistance with pre-approval, or want guidance on refinancing, I'm here to provide personalized solutions. Contact me today to start your journey toward securing the perfect mortgage for your home and financial goals.

 (256) 431-3742
 Christopher Haney, Sr. Officer
  chaney@nexamortgage.com
 NMLS #1660690

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Frequently Asked Questions

What types of loans do you offer?

We offer a variety of loan options, including Conventional, FHA, VA, USDA, HARP, and Reverse Mortgages. Contact us to determine which option is best for your situation.We offer a variety of loan options, including Conventional, FHA, VA, USDA, HARP, and Reverse Mortgages. Contact us to determine which option is best for your situation.

How do I start the mortgage application process?

You can start the process by contacting us directly, either by phone or through our online inquiry form. Our loan officers will guide you through each step and help gather the necessary information.

What documents will I need to apply for a mortgage?

Typically, you will need your ID, recent pay stubs, tax returns, bank statements, and proof of assets. Our team will provide a complete list during your consultation.

How long does it take to get approved for a mortgage?

The pre-approval process can take anywhere from a few hours to a couple of days, depending on your situation. Full approval may take several weeks, depending on the complexity of your application.

Can I still get a mortgage with less-than-perfect credit?

Yes! We offer loan options that accommodate various credit situations. Contact us for a consultation, and we can explore your options together.

Do I need to be pre-approved before I start looking for a home?

While it's not required, getting pre-approved can give you a clear idea of your budget and show sellers that you're a serious buyer, which can be an advantage in competitive markets.

What Clients Say

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logo equal housing lenderThis is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.
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